Thanks for the helpful replies. Today I decided that my name should be added to their bank accounts at the very least. I picked up the paperwork necessary to add my name to their accounts. I will fill out the info, and all my dad has to do is sign. I don't think he will give me any problem about this, since I am already making deposits for him!
I will do likewise for any other bank accounts, or investments he might have. It is so important I do this now.
Yet, another question, how much money should be put aside for funerals, etc.? They do have plots, but that's all. I hate to be so blunt, but I think money for this should be in a separate account. I cannot afford to make these arrangements unless the money comes directly from my parents.
Wouldn't I need an accountant or attorney to guide me with all this stuff? It is scary doing this on my own. I need to make sure I am going about all of this in the correct way.
Please reply to me with further advice. Thank you so much!!